Mc Loan Pro proudly introduces its affiliate bank, the Chinatrust (Philippines) Commercial Bank Corporation.

The Chinatrust (Philippines) Commercial Bank Corporation is a subsidiary of Chinatrust Commercial Bank (CCB), one of the 200 biggest banks in the world in terms of capital and the most awarded banking institution in Taiwan. Its asset size is over US$48.86 billion and it enjoys a credit rating unmatched by any local Philippine bank, A2 rating from Moody’s, A- rating from Standard and Poor’s, and A rating from Fitch.

The Philippine subsidiary was organized in 1995 and is listed in the Philippine Stock Exchange. It actively provides financial services to both local and foreign companies in the Philippines, aside from extensively serving the needs of the middle-income consumers. It is also one of the leading players in the local bond markets, dealing in both sovereign and corporate bonds, and is consistently cited as one of the top 10 Government Securities Dealers by the Bureau of Treasury. It entered the consumer finance business in 2002 by acquiring a portfolio from a regional bank that was divesting its consumer business in the country. Since then, Chinatrust’s consumer finance portfolio has grown into the largest and fastest growing in the country. In the next few years, Chinatrust hopes to build industry-leading franchises in consumer finance, debt capital markets and niche-based corporate banking.

Like its parent bank, the Philippine subsidiary has been recognized for its outstanding performance. Its profitability, solvency, portfolio quality, and capital adequacy are among the best in the Philippine market. Paying particular attention to the Bank’s corporate governance practices, the Management Association of the Philippines cited Chinatrust’s 2004, 2005, and 2006 annual reports as one of the best among all listed companies in the country. The Development Bank of the Philippines likewise named Chinatrust as the best commercial bank in micro-finance for 2005.

As banks increasingly have to do business in a greatly deregulated global market, CTCB has relentlessly striven to expand both at home and abroad. As of the end of 2007, CTCB had 142 domestic and 73 overseas outlets (representative offices, branches, and subsidiaries and their branches). As the Taiwan bank with the most extensive international network, it has representative offices in Los Angeles, London, Manila, Bangkok, Hanoi, and Beijing. CTCB runs branches in Hong Kong, Kowloon, Tokyo, New Delhi, Ho Chi Minh City, and New York. In addition to Chinatrust Bank (USA) acquired in 2001, it also has subsidiaries in the Philippines, Indonesia, and Canada.

Looking ahead, CTCB is poised to pursue an even broader overseas presence through undertaking M&As and forming joint ventures. Pending a policy shift of the government, it is also ready to make inroads into the mainland China market. This will add to CTCB's existing outposts across Southeast Asia, America, and Europe and make a truly comprehensive international network. CTCB will be a truly international bank capable of offering customers a full package of globalized financial services.

Mc Loan Pro is a proud affiliate of a highly acclaimed and recognized bank not only in the Philippines but in the international banking community as well.

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